Best Credit Card Offers & Cashback Rewards in India
Apply for verified lifetime-free, shopping, and travel credit cards from India's leading banks and earn real cash rewards directly into your UPI wallet.
Whether you are looking for 5% cashback on daily Amazon and Flipkart shopping, complimentary airport lounge access, or fuel surcharge waivers, compare certified partner cards and claim additional platform rewards upon successful card approval.
Credit Cards Guarantee
Double-Entry Ledger VerifiedFeatured Credit Cards Deals
HDFC Bank Millennia Credit Card
5% Cashback on Amazon, Flipkart & top merchants
Scapia Federal Bank Credit Card
Zero Forex markup and unlimited domestic lounge access
IndusInd Platinum Aura Edge Card
Lifetime Free credit card with flexible reward plans
Why Apply Through Funngrow?
Dual-Layer Rewards
Enjoy bank-level statement discounts PLUS extra platform cashback credited straight to your Funngrow wallet upon card issuance.
Zero Hidden Fees
Clear disclosure of joining fees, annual waivers, and interest rates so you always choose the most cost-effective credit product.
100% Digital Application
Fast video-KYC and digital submission through official bank partner portals with cryptographic attribution tracking.
How to Claim Your Credit Cards Rewards
Compare Cards
Select the card matching your spend habits and reward preferences.
Click Apply & Track
Use our verified link to route securely to the official bank portal.
Complete Bank KYC
Finish digital KYC and document submission on the bank interface.
Receive Cashback
Once the bank settles the issuance postback, withdraw rewards via UPI.
To successfully qualify for partner rewards, applications must meet banking and regulatory standards:
- Minimum age of 21 years (18 years for secured cards).
- Valid PAN card and Aadhaar linked to mobile number.
- Regular monthly income (salaried or self-employed) or existing bank relationship.
- Healthy CIBIL score (ideally 700+) for unsecured card approvals.
Frequently Asked Questions about Credit Cards
What does "Lifetime Free" (LTF) credit card mean?
A Lifetime Free credit card has zero joining fees and zero recurring annual renewal fees for as long as you hold the account.
How do I receive the cashback after getting my credit card?
Once the bank approves and activates your card, they notify Funngrow via an encrypted postback. The reward amount moves to your available balance for instant UPI withdrawal.
Can I apply if I have no credit score (CIBIL -1)?
Yes! First-time applicants can start with secured credit cards backed by a fixed deposit to build an initial credit history.
Related Earning & Financial Guides
Disclaimer: Funngrow is an affiliate and rewards distribution platform. We do not provide banking, lending, or depository services directly. All credit approvals, interest rates, and loan disbursals are at the sole discretion of our regulated partner financial institutions.